Data Updated On July 20, 2024 from Bank Website.

American Express Platinum Travel Credit Card

Welcome Gift of 10,000 Membership Rewards points* redeemable for Flipkart12 voucher or Pay with Points option in Amex Travel Online3 worth Rs. 3,000. Effective from 22nd January, 2021.First Year Fee: Rs. 3,500 plus applicable taxes (Second Year onwards: Rs. 5,000 plus applicable taxes)

Annual fee

  • First year fee: Rs. 3,500 plus applicable taxes.
    Second year onwards: Rs. 5,000 plus applicable taxes.

Reward Earn Rate

  • Earn 1 Membership Rewards® Point for every2 Rs. 50 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale2.

Travel vouchers

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  • Spend Rs. 1.90 Lacs in a Cardmembership year and get Flipkart12 voucher or Travel benefits on ATO3 worth Rs. 4,500. Effective from 22nd January, 2021.

Additional Travel Vouchers

  • Spend Rs. 4 Lacs in a Cardmembership year and additionally get Flipkart12 voucher or Travel benefits on ATO worth Rs. 7,500. Effective from 22nd January, 2021.

Airport Lounges

  • Enjoy 8 complimentary visits per year (limited to two complimentary visit per quarter) to airport lounges across India.

Taj Experiences E-Gift Card

  • Get a Taj Experiences E-Gift Card worth Rs. 10,000 from the Taj, SeleQtions and Vivanta Hotels.

Rewards Programme

American Express Platinum Travel Credit Card rewards you in the following two ways:
  • Earn 1 Membership Rewards Point for every Rs. 50 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale.
  • You earn Milestone Bonus Membership Rewards Points on the following three Milestones as defined below:
  • Spending Rs. 15,000 within 90 days of Cardmembership entitles you to a Welcome Gift.
  • Spend Rs. 4 Lacs in a Cardmembership year and get a Taj Stay voucher5 worth Rs. 10,000 from Taj, SeleQtions and Vivanta Hotels. This voucher will be mailed to you once you reach the spend threshold of Rs. 4 Lacs
  • That's not all. You can continue to earn Membership Reward points on all your spending with the American Express Platinum Travel Credit Card.
  • Beginning 3 May, 2022, the Membership Rewards Points that have been accrued onto your American Express Platinum Travel Credit Card will no longer expire till the card is active and in good standing . In the event of Card cancellation, initiated by either the Cardmember or American Express, the Membership Rewards Points will get forfeited within 30 days of the cancellation.
  • Membership Rewards points or Travel benefits on ATO
  • Welcome Gift 10,000 Membership Rewards points redeemable for Flipkart voucher or Pay with Points option in Amex Travel Online3 worth Rs. 3,000. Effective from 22nd January, 2021.
  • Spend Rs. 4 Lacs in a year and additionally get benefit worth up to Rs. 8,000
  • On spending Rs. 4 Lacs in a year, earn 25,000 Membership Rewards points redeemable for Flipkart voucher or Pay with Points option in Amex Travel Online worth Rs. 7,500. Effective from 22nd January, 2021.
  • You also earn 1 Membership Rewards Point for every Rs. 50 spent on the Card. On spending Rs. 4 Lacs in a year, you earn additional 3,600 Regular Membership Rewards points redeemable for vouchers or Travel benefits worth Rs. 1,080.
  • Spend Rs. 1.90 Lacs in a Cardmembership year and get benefits worth up to Rs. 5,000
  • On spending Rs. 1.90 Lacs in a year, earn 15,000 Membership Rewards points redeemable for Flipkart12 voucher or Pay with Points option in Amex Travel Online3 worth Rs. 4,500. Effective from 22nd January, 2021.
  • You also earn 1 Membership Rewards Point for every2 Rs. 50 spent on the Card. On spending Rs. 1.90 Lacs in a year, earn 3,400 Regular Membership Rewards points redeemable for voucher or Travel benefits worth Rs. 1,020.

Eligibility Criteria To Apply for Credit Card

To save time before you apply for your Card, it’s best to make sure you can say yes to the following:
  • I am over 18 years of age
  • I have a good credit history and no payment defaults.
  • I have a permanent residential address in India.
  • I have an Indian or multinational bank’s savings or current account in India.
  • I have a personal annual income of Rs. 6 Lacs or above (for both Salaried, Self Employed).
  • If self-employed: My company has been trading for more than 12 months.
  • I understand American Express Cards are currently issued to residents of Delhi/NCR, Mumbai, Bangalore, Chennai, Pune, Hyderabad, Jaipur, Indore, Coimbatore, Chandigarh, Ahmedabad, Surat, Vadodra, Lucknow, Ludhiana, Nagpur, Nasik, Trivandrum and Mysuru subject to condition.
  • I/We confirm that I / supplementary card applicant/s is a Resident Indian as defined under the Income Tax Act of India and hereby declare that I/We will notify American Express Banking Corp. if there is a change in the residential status.
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